Frequently Asked Questions

What is a fractional finance director?

A senior finance leader who works with your business part-time — days a month rather than full-time — giving you the strategic financial expertise of a Finance Director without the cost of a full-time hire.

Can't my accountant just do this?

Your accountant is excellent at compliance — tax returns, year-end accounts, keeping HMRC happy. That's backwards-looking. A fractional FD is forward-looking: management information, cash flow forecasting, and someone owning the numbers day to day. Compliance keeps you legal; a fractional FD helps you make decisions and sleep better.

Is hiring a fractional finance director cost-effective?

Yes — you pay for a few days a month rather than a full-time salary, with no recruitment costs or benefits on top. Most clients see it as replacing the cost of firefighting finance themselves, not as an added expense.

What kind of companies do you work with?

Established, profitable UK SMEs — typically £5m–£20m turnover, 15–100 staff — across any sector. We're screened on state (numbers you can't trust, finance that's gatekept or side-of-desk), not on industry.

How does the risk assessment process work?

It's a free, 3-minute self-diagnostic covering reporting, cash flow and financial control. You get an instant view of where the risks sit and where a fractional FD could help — no call required.

Can Gemirgo help with raising capital?

Yes — preparing financial projections, getting the numbers investor-ready, and supporting due diligence are all part of the work. It's not the reason most clients first get in touch, but it's often where the relationship goes.